WebApr 12, 2024 · The Community Reinvestment Act (CRA) was passed by Congress in 1977 to prevent banks from withholding loans or general banking services to individuals from low-income areas, a practice known as “redlining.”. The CRA is therefore the bedrock of financial inclusion initiatives underpinning the provision of banking services to population ... Web21 Likes, 2 Comments - Carmelo Cristarella (@carmelo.cristarella) on Instagram: "“Ogni tramonto porta la promessa di una nuova alba” (Ralph Waldo Emerson) . . . # ...
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WebJul 1, 2024 · On May 20, 2024, the Office of the Comptroller of the Currency (OCC) adopted a Final Rule to modernize the CRA for the first time in a quarter century. The culmination of multiple years of drafting and outreach, the Final Rule strives to make the CRA framework more “objective, transparent, consistent in application, and reflective of changes ... Webintroduce quantitative metrics for CRA evaluations, and to modify assessment areas to account for non-traditional, Internet banks. The OCC’s Final Rule: On May 20, 2024, the OCC released a Final Rule to “strengthen and modernize” the CRA.3 The rule represents the first major overhaul of the CRA in decades. gihosoft youtube download activation key
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